Graduation/ Post Graduation. CAIIB preferred
Professional Qualifications like CA, ICWA, MBA from premier Institute will have an added advantage.
15 /20 years in Private/ Nationalized/ Co Operative Banks, out of which at least 5 years in Senior Position equal or above the rank of Assistant General Manager
50 Years. However it will relax in deserving candidates with relevant experience / Equal higher position in Banking Industry
In addition to English and Hindi, Gujarati speaking candidate will be preferred.
[1] Target Oriented Business Development with focus on
- To support, guide and monitor branches in increasing of CASA deposit
- To support, guide and monitor branches in increasing of Total Advances
- To see the incremental increase as per target in Profit
- To increase in Recovery whereby reduction in PNPA and NPA ( Gross or Net)
- To focus on increase in Fee Based Income
- To see, monitor, and control Wasteful expenditure, if any
[2] He should be able to guide, supervise and control the following functions in the Bank.
- Loans and Advances,
- Credit monitoring which includes Control Returns etc,
- Audit and Inspection of the Bank (internal, concurrent, Statutory, Revenue, Risk base etc.)
- Operations and Services
- Legal & Recovery,
- Information Technology
- Planning and Development
[3] Must have leadership qualities with clear focus such as :
I] Customer Focus – reach out to the customer, build long term profitable with valued relations, Develop
II] Strategic Planning – Able to visualize the future and build appropriate strategies accordingly with actionable plan.
III] Action Driven Leadership – set, plan and implement various Business and allied strategies and provide dynamic leadership
IV] Take and Manage – Calculated risk taking ability be develop among the Branch Managers of the bank with an intention to take first mover advantage.
V] Build and develop high level competent team with focus on Operational Efficiency from the available manpower
[4] Compliance of Guidelines issued by the Regulators and submission of returns etc...
I] To ensure for submission of required information, statements, control Returns to various Govt. Agencies and Regulators including RBI, FIU, SEBI etc.
Ii] Information asked for by higher authorizes like Board, BOM, GM & CEO etc.
Iii] Attend the RBI audit and ensure to submit the required information/ rectify the concerned shown in the report etc.
IV] Effective control and monitoring of Audit & Inspection division which must align as expected by the RBI and Other regulators.
5] Support Provider
I] To the Board, GM & CEO, BOM and Branches in the matter relating to and connection with banking operations etc.
Ii] Visit to the branches and provide on the spot solutions wherever needed.
Iii] To enter into the contract, agreement, and other legal matter wherever needed.
6] Any other work or responsibilities assigned from time to time on need base.