News Buzz
- Register your nomination in the Demat Account before 31st Dec 2023. If you do not wish to register, please fill opt out form for nomination before 31st December '23. Else the account will be freeze from 1st January 2024
- Customer can do RTGS 24 x 7 using Net Banking Application
- Customer can do bill payment though Billdesk Payment Gateway using our Net Banking
- DICGC Premium paid upto 30/09/2024
- Account Viewing Facility Available
- Senior citizen 0.50% more interest rate on deposits of more than 1 year
- Franking of non-adhesive judicial stamps
- ATM cum Debit Card - RuPay Card Facility Available
- Bank Holiday on Second and Fourth Saturday
- Locker facility at 13 branches
- Net NPA 0%
- Mobile Banking Facility Available
Education Loan
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This facility can be allowed for domestic / overseas study after completion of higher secondary school education.
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Loan may be sanctioned against the security of properties/approved companies’ share in demat form, Govt. Securities/LIC policies/Our Bank’s FDRs etc.
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Margin to be maintained as per the nature of securities offered.
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Repayment period allowed up to 10 years.
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Moratorium period allowed up to 12 months.
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Repayment will start from the date of completion of moratorium or getting the employment, whichever is earlier.
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For Study within India, maximum Secured Loan amount allowed upto Rs.20/- Lacs and For Foreign Education maximum Loan amount up to Rs.40/- Lacs will be allowed.
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Unsecured Education loan a maximum amount up to Rs.4/- Lacs will be allowed on merit.
