- Register your nomination in the Demat Account before 31st Dec 2023. If you do not wish to register, please fill opt out form for nomination before 31st December '23. Else the account will be freeze from 1st January 2024
- Customer can do RTGS 24 x 7 using Net Banking Application
- Customer can do bill payment though Billdesk Payment Gateway using our Net Banking
- DICGC Premium paid upto 30/09/2024
- Account Viewing Facility Available
- Senior citizen 0.50% more interest rate on deposits of more than 1 year
- Franking of non-adhesive judicial stamps
- ATM cum Debit Card - RuPay Card Facility Available
- Bank Holiday on Second and Fourth Saturday
- Locker facility at 13 branches
- Net NPA 0%
- Mobile Banking Facility Available
Interest Rates On Term Deposits.
All Term Deposit Scheme
Revised Interest Rates on Fixed Deposits / SSDC / MIDC / Recurring Deposits / Bulk Deposit Schemes with effect from 01/11 /2024. [Circular Board Meeting Date: 23/10/2024]
Revised Interest Rates on Fixed Deposits / SSDC / MIDC / Recurring Deposits / Bulk Deposit Schemes with effect from 26/07/2024.
w.e.f. 01/04/2024
| No | Particulars | Existing Interest Rate for General Public w.e.f. 26/07/2024 | Existing Interest Rate for Senior Citizen w.e.f. 26/07/2024 | Revised Interest Rate for General Public w.e.f. 01/11/2024 | Revised Interest Rate for Senior Citizen w.e.f. 01/11/2024 |
|---|---|---|---|---|---|
|
1 |
7 Days to 30 Days (FDR) |
3.75 % |
N.A. |
3.75 % |
N.A. |
|
2 |
31 Days to 90 Days (FDR) |
4.00 % |
N.A. |
4.00 % |
N.A. |
|
3 |
91 Days to 180 Days (FDR) |
5.00% |
N.A. |
5.00% |
N.A. |
|
4 |
181 Days to 363 Days (FDR) |
5.75% |
N.A. |
5.75% |
N.A. |
|
5 |
Nutan Samruddhi 364 Days Auto Renew (Cumm. & Non Cumm) |
7.75% |
8.25% |
7.15% |
7.65% |
|
6 |
· For 1 Year & Up to 2 Years (Quaterly basis i.e 12,15,18,21,24 month only) · Above 2 Year & up to 3 years (Quaterly basis i.e 27,30,33,36 month only) · Above 3 Year & up to 5 years (FDR/SSDC/MIDC/Recurring Depo.) (Deposits will be accepted in Multiple of full months only.) |
8.25% 8.00% 7.50%
|
8.75% 8.50% 8.00%
|
7.50% 7.25% 7.35%
|
8.00% 7.75% 7.85%
|
|
7 |
Nutan Bulk Deposit – (FOR GENERAL PUBLIC) (FDR / SSDC) Single Deposit Rs.1 Crore & above · For 90 days to 180 days · For 181 days to 363 days · For 1 Year & up to 3 Years |
7.00 % 7.50 % 7.25 % |
N.A. N.A. |
7.00 % 7.25 % 7.50 % |
N.A. N.A. |
|
8 |
Inter Bank Deposits (FDR / SSDC) · For 90 days to 179 days · For 180 days to 363 days · For 1 Year & up to 3 Years [Minimum Deposit Rs.50/- Lac and above] · [ For P.B.M. No Penalty ] |
7.00 % 7.50 % 7.25 % |
N.A. |
7.00 % 7.25 % 7.50 % |
N.A. |
| No | Particulars | Revised Interest Rate for General Public w.e.f. 01/11/2024 | Revised Interest Rate for Senior Citizen w.e.f. 01/11/2024 |
|---|---|---|---|
|
1 |
7 Days to 30 Days (FDR) |
3.75 % |
N.A. |
|
2 |
31 Days to 90 Days (FDR) |
4.00 % |
N.A. |
|
3 |
91 Days to 180 Days (FDR) |
5.00% |
N.A. |
|
4 |
181 Days to 363 Days (FDR) |
5.75% |
N.A. |
|
5 |
Nutan Samruddhi 364 Days Auto Renew (Cumm. & Non Cumm) |
7.15% |
7.65% |
|
6 |
· For 1 Year & Up to 2 Years (Quaterly basis i.e 12,15,18,21,24 month only) · Above 2 Year & up to 3 years (Quaterly basis i.e 27,30,33,36 month only) · Above 3 Year & up to 5 years (FDR/SSDC/MIDC/Recurring Depo.) (Deposits will be accepted in Multiple of full months only.) |
7.50% 7.25% 7.35%
|
8.00% 7.75% 7.85%
|
|
7 |
Nutan Bulk Deposit – (FOR GENERAL PUBLIC) (FDR / SSDC) Single Deposit Rs.1 Crore & above · For 90 days to 180 days · For 181 days to 363 days · For 1 Year & up to 3 Years |
7.00 % 7.25 % 7.50 % |
N.A. N.A. |
|
8 |
Inter Bank Deposits (FDR / SSDC) · For 90 days to 179 days · For 180 days to 363 days · For 1 Year & up to 3 Years [Minimum Deposit Rs.50/- Lac and above] · [ For P.B.M. No Penalty ] |
7.00 % 7.25 % 7.50 % |
N.A. |
Under Senior Citizen Scheme 1st Name of the Deposit holder must be of Senior citizen.
0.50% Additional interest rate to Senior Citizen for Deposit of 1 Year
And above & Nutan Samruddhi Deposit Scheme.
1% Additional interest rate to Staff / Ex-staff members (Retired)
* Recurring Deposit and MIDC /SSDC should be accepted for min. 1 Year & up to 3 Years only.
0.50% Penalty should be levied on Deposit paid before maturity.
* Nutan Tax Saving Deposit Scheme
Deposit under benefit of Income-Tax u/s 80 C for a Fixed Period of 5 Years.
| Particulars |
Revised
Int.
Rate w.e.f.
[01/11/2024] |
|
(A) For General Public |
6.50% |
|
(B) For Senior Citizen |
7.00% |
|
( c) For Staff / Ex staff |
7.25% |
